Amex Platinum Reserve Credit Card
City Bank PLC
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 3,000,000 - ৳ 10,000,000 |
| Cashback Rate | 0.00% |
| Card Network | |
| Card Type |
Features
City Bank American Express Platinum Reserve Credit Card
| Particulars | Amex Platinum Reserve Credit Card |
|---|---|
| Annual Fee | BDT 50,000 |
| Supplementary Card Annual Fee | 3 Cards Free; On-wards 50% of the primary annual fee |
| Card Replacement Fee (Primary Only) | BDT 20,000 |
| Captured Card Replacement Fee (Primary Only) | BDT 20,000 |
| Late Payment Charges | BDT 1,000 |
| Cash Advance Fee (Local) | BDT 150 or 2.5% |
| Cash Advance Fee (International) | USD 4 or 2.5% |
| Over Limit Charges | BDT 1500 |
| Monthly Interest Rate (Purchase & Cash Advance) | 2.08% |
| EMI Interest Rate (Monthly) | 0.99% |
| Statement Retrieval Fee Per Statement | BDT 100 |
| Cash Advance Limit | 50% of Credit Limit |
| Out of Town Cheque Collection Fee | BDT 100 |
| Markup | 3% |
| City Shield Coverage Fee | 0.40% |
| Balance Transfer Fee | 1% or BDT 1000 whichever is higher |
| Monthly Balance Transfer Interest Rate | 1.08% |
| CIB Fee | BDT 100 |
| e-statement | Free (monthly) |
| SMS Notification Fee | BDT 300 (Primary) and BDT 200 (Supplementary) |
| Minimum Due for Monthly Repayment | BDT 500 or 3% whichever is higher |
| Priority Pass Lounge Visit Bill (Per Visit Per Person) | USD 35 |
| Priority Pass Replacement Fee | BDT 1,000 |
| International Lounge Access Fee | BDT 2,000 (Adult), BDT 1,000 (Child) |
| Domestic Lounge Access Fee | BDT 700 (Adult), BDT 300 (Child) |
| Legal Notice Fee | BDT 250 |
| Early Settlement Fee | 0.5% of remaining balance |
| Processing Fee for Fund Transfer (CityTouch to CASA & MFS) | BDT 100 or 2% whichever is higher |
| Fee for Fund Loading to MFS Wallet (Add Money) | BDT 10 or 1% of transaction amount |
| Dedicated Relationship Manager Service Fee | 3% of transaction amount |
Government Excise Duty on Credit Card
| Card Balance Amount | Charge |
|---|---|
| Up to BDT 300,000 | Nil |
| BDT 300,001 to BDT 500,000 | BDT 150 |
| BDT 500,001 to BDT 1,000,000 | BDT 500 |
| BDT 1,000,001 to BDT 10,000,000 | BDT 3,000 |
- * Excise Duty will be applicable for both debit or credit balances.
- * To calculate the highest balance in a single day, day end balance will be considered and in case of both debit balance and credit balance, system will net off the credit balance with the debit balance.
- 1. 15% VAT will be charged as applicable
- 2. Balance Inquiry / Mini Statement Fee BDT 5.00 (Inclusive of VAT) will be applicable for all ATMs other than City Bank ATMs & Q-Cash network ATMs.
- 3. Flat interest rate will be used to calculate the interest payable for EMIs.
- 4. Excise Duty will be applicable for both debit or credit balances
- 5. To calculate the highest balance in a single day, day end balance will be considered and in case of both debit balance and credit balance, system will net off the credit balance with the debit balance.
Rules
- 1. Will be applicable for the issued cards. Annual fee is imposed once the card is activated.
- 2. First three supplementary cards are free. The mentioned charge is applicable for any supplementary cards after that.
- 3. Per transaction BDT 150 or 2.5% whichever is higher.
- 4. Per transaction USD 4 or 2.5% whichever is higher.
- 5. Interest charges are imposed on the outstanding cash advance balance from the transaction date until full payment. If the total bill as per previous statement is not paid within payment due date, Interest charges on the retail transactions and fees will be imposed from the following day of last payment due date until full payment.
- 6. 3% additional markup will be added at the time of settlement of any international transaction except USD and will be reflected on the monthly billing statement.
- 7. Facility not valid for 2 months’ overdue card accounts. Cardmembers will be charged 0.40% City Shield Coverage Fee of total card statement balance.
- 8. Transaction Alert Service will be provided to all Cardmembers and charges for SMS notifications will be applicable for both Primary & Supplementary Cards separately.
- 9. On closing balance.
- 10. Priority Pass lounge visit is complimentary for Primary Cardmember and two guests on each visit.
- 11-12. Access fee for additional guest(s) per person at the City Bank American Express International & Domestic lounge in Hazrat Shahjalal International Airport.