UCB Visa Gold Card
United Commercial Bank PLC (UCB) VISA
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 50,000 - ৳ 149,000 |
| Cashback Rate | 0.00% |
| Card Network | VISA |
| Card Type |
Features
Special Features
- ★ EMV Compliant Contactless Dual Currency Card
- ★ Unlimited Free access to UCB Domestic & International Imperial Airport Lounges
- ★ 0% interest up to 24 months on EMI purchase at 450+ leading Merchants
- ★ Annual Fee waiver by 18 PoS/E-commerce transactions
- ★ Maximum 45 days Interest Free Period
- ★ Free add money to UPAY mobile wallet
Other Features
- ★ Unsecured credit limit from BDT 50,000 – BDT 1,49,000 (global limit).
- ★ Life Time free one Supplementary Card.
- ★ Complimentary access to UCB Imperial Airport Lounge:
- ★ At International Lounge: Basic Cardholder + 1 guest
- ★ At Domestic Lounge: Access for Basic Cardholder only
- ★ Supplementary Cardholders will have free access only for themselves.
- ★ Up to 50% cash withdrawal at any ATM and 95% cash withdrawal/payment by card cheque.
- ★ One Reward Point for each BDT 50/$1 value transaction. Customer will be able to waive Annual Fees or Buy products at selected merchants by redeeming Reward Points.
- ★ Minimum payment option: BDT 500, USD 25, or 3% of the outstanding amount, whichever is higher.
- ★ Fabulous discounts at dining, travel, shopping and entertainment round the year.
- ★ Convert any PoS/E-commerce transactions of BDT 10,000 or above into flat 11% EMI.
- ★ Transaction alert for all approved & declined transactions.
- ★ Free 5 Page Cheque Book.
- ★ Insurance benefits covering up to 400% of outstanding in case of death and up to BDT 2,00,000 insurance coverage for 18 Critical diseases (enrolment in insurance scheme is required).
- ★ Online transaction through UCB Card is 3D secured. A one-time password for each online transaction provides extra level of security.
- ★ Internet Banking Facility (UNET)
- ★ Multiple options for Credit Card bill payment (Cash, Cheque, Unet internet banking, ATM, BEFTN, NPSB, upay, Bkash etc.)