Key Information
| Annual Fee |
Free |
| Supplementary Card Fee |
৳ 0 |
| Interest Rate |
0.00% – 0.00% |
| Min. Income |
৳ 0 |
| Credit Limit |
৳ 150,000 - ৳ 1,000,000 |
| Cashback Rate |
0.00% |
| Card Network |
VISA |
| Card Type |
|
Features
Special Features
- ✦ EMV Compliant Contactless Dual Currency Card
- ✦ Unlimited free access to UCB Domestic & International Imperial Airport Lounges with guest
- ✦ Buy One Get More free buffet Breakfast, Lunch, Dinner at major 5-star chain hotels
- ✦ Priority Pass membership to access 1,800+ airport lounges worldwide
- ✦ 0% interest up to 24 months on EMI purchase at 450+ leading Merchants
- ✦ Annual Fee waiver by 18 PoS/E-commerce transactions
- ✦ Free add money to Upay mobile wallet
Other Features
- ✦ Unsecured credit limit: BDT 1,50,000 – BDT 10,00,000; Secured limit up to BDT 25,00,000
- ✦ Lifetime free one Supplementary Card
- ✦ Maximum 45 days Interest-Free Period
- ✦ Complimentary BOGO deals at major 5-Star chain Hotels (your companion pays for only one)
| Hotel Name |
Terms |
| The Westin Dhaka |
Weekends only |
| Sheraton Dhaka |
Weekends only |
| Le Meridien Dhaka |
- |
| Intercontinental Dhaka |
- |
| Pan Pacific Sonargaon |
- |
| Radisson Blu Dhaka Water Garden |
- |
| Crowne Plaza Dhaka |
- |
| Hotel Amari Dhaka |
- |
| Radisson Blu Chattogram Bay View |
- |
| Holiday Inn Dhaka City Centre |
- |
| Six Seasons Hotel Dhaka |
- |
- ✦ Complimentary UCB Imperial Lounge Access at Dhaka, Chattogram, Cox’s Bazar, Sylhet, Saidpur, and Jashore airports
- ✦ International Lounge: Basic Cardholder + 2 guests; Domestic Lounge: Basic Cardholder + 1 guest
- ✦ Supplementary Cardholders will have free access only for themselves
- ✦ Up to 50% cash withdrawal at any ATM and 95% cash withdrawal/payment by card cheque
- ✦ 1 Reward Point for each BDT 50/$1 transaction. Can redeem points to waive Annual Fees or buy products at selected merchants
- ✦ Minimum payment option: BDT 500, USD 25, or 3% of the outstanding amount, whichever is higher
- ✦ Fabulous discounts at dining, travel, shopping, and entertainment merchants round the year
- ✦ Convert any PoS/E-commerce transaction of BDT 10,000 or above into flat 11% EMI
- ✦ Transaction alert for all approved & declined transactions
- ✦ Free 5-page Cheque Book
- ✦ Insurance benefits: up to 400% of outstanding in case of death and up to BDT 3,00,000 for 18 critical diseases (enrollment required)
- ✦ Online transactions via UCB Card are 3D secured with one-time password for added security
- ✦ Internet Banking Facility (UNET)
- ✦ Multiple options for Credit Card bill payment (Cash, Cheque, UNET, ATM, BEFTN, NPSB, Upay, Bkash, Nagad, etc.)