UCB Mastercard Gold Card

Special Features

1. ✦ EMV Compliant Contactless Dual Currency Card
2. ✦ Unlimited Free access to UCB Domestic & International Imperial Airport Lounges
3. ✦ 0% interest up to 24 months on EMI purchase at 450+ leading Merchants
4. ✦ Annual Fee waiver by 18 PoS/E-commerce transactions
5. ✦ Maximum 45 days Interest Free Period
6. ✦ Free add money to Upay mobile wallet

Other Features

1. ✦ Unsecured credit limit from BDT 50,000 – BDT 1,49,000 (global limit)
2. ✦ Life time free one Supplementary Card
3. ✦ Complimentary access to UCB Imperial Airport Lounge:
   1. ✦ At International Lounge: Basic Cardholder + 1 guest
   2. ✦ At Domestic Lounge: Access for Basic Cardholder only
   3. ✦ Supplementary Cardholders will have free access only for themselves
4. ✦ Up to 50% cash withdrawal at any ATM and 95% cash withdrawal/payment by card cheque
5. ✦ 1 Reward Point for each BDT 50/$1 value transaction. Customer can waive Annual Fees or buy products at selected merchants by redeeming Reward Points
6. ✦ Minimum payment option: BDT 500, USD 25, or 3% of the outstanding amount, whichever is higher
7. ✦ Fabulous discounts at dining, travel, shopping and entertainment round the year
8. ✦ Convert any PoS/E-commerce transactions of BDT 10,000 or above into flat 11% EMI
9. ✦ Transaction alert for all approved & declined transactions
10. ✦ Free 5 Page Cheque Book
11. ✦ Insurance benefits covering up to 400% of outstanding in case of death and up to BDT 2,00,000 insurance coverage for 18 Critical diseases (enrolment in insurance scheme is required)
12. ✦ Online transaction through UCB Card is 3D secured. A one-time password for each online transaction provides extra level of security
13. ✦ Internet Banking Facility (UNET)
14. ✦ Multiple options for Credit Card bill payment (Cash, Cheque, UNET internet banking, ATM, BEFTN, NPSB, Upay, Bkash, Nagad etc.)