UCB Mastercard World Credit Card
United Commercial Bank PLC (UCB) MASTERCARD
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 0 - ৳ 0 |
| Cashback Rate | 0.00% |
| Card Network | MASTERCARD |
| Card Type |
Features
Mastercard World Credit Card
Special Features:
- 💎 1% cash back on international transactions at Hotels and Dining. Yearly maximum $50 per card
- 💎 Exclusive yearly gift voucher of BDT 5,000 upon yearly transaction threshold of BDT 3,00,000
- 💎 Access to 1,400+ airport lounges around the world with 10 free entries per year
Other Features:
- 💼 Dual Currency EMV Compliant Contactless Card
- 💼 Lifetime Free 2 Supplementary Cards
- 💼 Unsecured Credit Limit from BDT 5,00,000 to BDT 10,00,000. Secured Credit Limit up to BDT 25,00,000
- 🍽️ Complimentary BOGO deals at most major 5-Star chain Hotels. Enjoy the finest dining with your companion paying for only one at the premier Hotels in the country
- 🍽️ Free Meet & Greet service for up to 4 persons at HSIA (no maximum limit per year)
- 💼 Free add money to UPAY mobile wallet
- 💼 One reward point on regular shopping and double reward points on grocery shopping for each BDT 50 / $1.00 value transaction. Cardholder can waive annual fees or buy products at selected merchants by redeeming reward points
- 💼 Annual fee waiver by redeeming 12,000 reward points from second year onwards
- 💼 EMI facility up to 24 months @ 0% interest at 450+ leading Merchants
- 💼 Convert any PoS/E-commerce transactions of BDT 10,000 or above into flat 11% EMI
- 💼 Maximum 45 days Interest Free Period
Participating Hotels:
| Hotels |
|---|
| The Westin Dhaka |
| Sheraton Dhaka |
| Le Meridien Dhaka |
| Intercontinental Dhaka |
| Pan Pacific Sonargaon |
| Radisson Blu Dhaka Water Garden |
| Crowne Plaza Dhaka |
| Hotel Amari Dhaka |
| Radisson Blu Chattogram Bay View |
| Holiday Inn Dhaka City Centre |
| Six Seasons Hotel Dhaka |
UCB Imperial Lounge Access:
- ✈️ Complimentary access to UCB Imperial Airport Lounge
- ✈️ At International Lounge: Basic Cardholder + 3 guests
- ✈️ At Domestic Lounge: Basic Cardholder + 3 guests
- ✈️ Supplementary Cardholders will have free access only for themselves
Financial & Rewards Features:
- 💼 Up to 50% cash withdrawal at any ATM and 95% cash withdrawal by cheque
- 💼 Minimum payment option: BDT 500, USD 25, or 3% of the outstanding amount, whichever is higher
- 💼 Fabulous discounts at dining, travel, shopping and entertainment merchants throughout the year
- 💼 Transaction alert for all approved & declined transactions
- 💼 Free 5 Page Cheque Book
- 💼 Insurance Scheme: coverage up to 400% of outstanding in case of death and up to BDT 3,00,000 for 18 critical diseases (enrollment required)
- 💼 Online transactions are 3D secured. OTP provides extra level of security
- 💼 Multiple options for Credit Card bill payment: Cash, Cheque, UNET App, Fund transfer, UCB ATM, BEFTN, NPSB, upay, Bkash, Nagad etc.
- 💼 Free Internet Banking Facility - UNET
Note: Special campaign spending (if any) will be excluded for considering eligibility.