UCB Visa Classic Credit Card
United Commercial Bank PLC (UCB)
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 20,000 - ৳ 49,000 |
| Cashback Rate | 0.00% |
| Card Network | |
| Card Type |
Features
Special Features
- ➤ Unsecured credit limit from BDT 20,000 – BDT 49,000 (global limit)
- ➤ EMV compliant contactless dual currency card
- ➤ 0% interest up to 24 months on EMI purchase at 450+ leading merchants
- ➤ Annual fee waiver by completing 18 PoS/E-commerce transactions
- ➤ Maximum 45 days interest-free period
- ➤ Free add money to upay mobile wallet
Other Features
- ➤ Lifetime 100% free 1 supplementary card
- ➤ Up to 50% cash withdrawal at any ATM and 95% cash withdrawal/payment by card cheque
- ➤ 1 reward point for each BDT 50 / $1 transaction; redeem to waive annual fees or buy products
- ➤ Minimum payment option: BDT 500, USD 25, or 3% of outstanding (whichever is higher)
- ➤ Discounts at dining, travel, shopping, and entertainment merchants year-round
- ➤ Convert transactions of BDT 10,000+ into flat 11% EMI
- ➤ Transaction alerts for all approved and declined transactions
- ➤ Free 5-page cheque book
- ➤ Insurance coverage: up to 400% of outstanding (death) and up to BDT 1,00,000 for 18 critical diseases (enrolment required)
- ➤ 3D secured online transactions
- ➤ Internet banking facility (UNET)
- ➤ Multiple bill payment options (cash, cheque, internet banking, ATM, BEFTN, NPSB, upay, bKash, Nagad, etc.)