UCB Mastercard Classic Card
United Commercial Bank PLC (UCB) MASTERCARD
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 20,000 - ৳ 49,000 |
| Cashback Rate | 0.00% |
| Card Network | MASTERCARD |
| Card Type |
Features
Special Features
- ➤ Unsecured credit limit from BDT 20,000 – BDT 49,000 (global limit)
- ➤ EMV compliant contactless dual currency card
- ➤ 0% interest up to 24 months on EMI purchases at 450+ leading merchants
- ➤ Annual fee waiver upon completing 18 PoS/E-commerce transactions
- ➤ Maximum 45 days interest-free period
- ➤ Free add money to upay mobile wallet
Other Features
- ➤ Lifetime 100% free 1 supplementary card
- ➤ Up to 50% cash withdrawal at any ATM and up to 95% withdrawal/payment via card cheque
- ➤ 1 reward point for every BDT 50 / $1 transaction; redeem to waive annual fees or purchase from selected merchants
- ➤ Minimum payment option: BDT 500, USD 25, or 3% of the outstanding amount (whichever is higher)
- ➤ Attractive discounts on dining, travel, shopping, and entertainment throughout the year
- ➤ Convert PoS/E-commerce transactions of BDT 10,000 or more into EMI at a flat 11% rate
- ➤ Transaction alerts for all approved and declined transactions
- ➤ Free 5-page cheque book
- ➤ Insurance coverage: up to 400% of outstanding in case of death and up to BDT 1,00,000 for 18 critical illnesses (enrolment required)
- ➤ 3D secured online transactions through UCB card
- ➤ Internet banking facility (UNET)
- ➤ Multiple credit card bill payment options (cash, cheque, UNET internet banking, ATM, BEFTN, NPSB, upay, bKash, Nagad, etc.)