Smart (Visa Platinum) Credit Card
Standard Chartered Bank VISA Platinum
Key Information
| Annual Fee | Free |
|---|---|
| Supplementary Card Fee | ৳ 0 |
| Interest Rate | 0.00% – 0.00% |
| Min. Income | ৳ 0 |
| Credit Limit | ৳ 0 - ৳ 4,000,000 |
| Cashback Rate | 0.00% |
| Card Network | VISA |
| Card Type | Platinum |
Features
Benefits
Annual Fee Waiver
Your annual fee will be waived automatically from the second year if your retail expenditure exceeds BDT 3,00,000 in a year (calculated between two annual fee levied dates).
0% InstaBuys!
Enjoy exclusive InstaBuys at 0% interest from our catalogue, featuring exciting offers from leading partners in Electronics & Home Appliances, Jewellery, Furniture, Hospitals, Fashionwear, Computers, and more.
Exclusive Discounts & Cashback
Your SMART Credit Card offers superb deals for online shopping from Daraz, food delivery via Foodpanda & Panda Mart, and café hangouts at North End Coffee Roasters, Gloria Jean’s Coffees Bangladesh, and Indulge. For full details, please refer to the “Exclusive deals” table.
Reward Points
Earn 1 reward point for every BDT 100 spent on retail transactions. Redeem your accumulated Reward Points for any purchase through the SC Mobile Bangladesh app or Online Banking.
| Exclusive Deals | Details |
|---|---|
| Daraz | 15% earn-back on each order (Maximum BDT 250 per transaction and BDT 500 per month) |
| Foodpanda and Panda Mart | 15% earn-back on each order (Maximum BDT 100 per transaction and BDT 300 per month) |
| Educational Courses online | 10% earn-back up to BDT 500 on any purchase of educational courses via online platform |
| Café Hangout | 25% earn-back up to BDT 500 per month at North End Coffee Roasters, Gloria Jean’s Coffees Bangladesh and Indulge |
Credit Card Features
- Flexible Payment Options: Pay 1% of principal outstanding & full amount of any fees, charges and EMI (if any) or minimum BDT 500 every month within 15 days after each billing date.
- Card Cheque: You can use the account payee card cheque against your StanChart Visa Smart credit card for payments to any person or establishment within Bangladesh.
- Online Banking: Bank from anywhere, anytime with total security & confidentiality and it’s absolutely free! Read More
- e-Statements: Receive your credit card’s monthly statement at your email address quickly and reliably, absolutely free.
- 24-Hour Client Centre: Our Client Centre is accessible 24/7, 365 days a year, from anywhere in the world.
- SMART Ways to Redeem Rewards: Redeem your reward points conveniently for mobile top-ups, purchases, or donations for cataract surgery at Islamia Eye Hospital.
Eligibility
- Residency Status: Applicant must be a Bangladeshi Resident.
- Age: Minimum 19 years old.
Document
- For Bangladeshi Nationals: Copy of NID and ETIN.
- For Foreign Nationals: Copy of Passport and Work Permit. Additional documents may be required. Bank staff will guide you on the documentation requirements during the application process.
- For Salaried:
- Employment documents, e.g., Appointment Letter/Salary Certificate.
- Income documents, e.g., 3 months’ bank statement reflecting salary, pay slips in case of salary fluctuation, etc.
- For Self-employed:
- Business documents, e.g., Trade License / Copy of MOA / AOA / Form X/XII, board resolution, etc.
- Income documents, e.g., 12 months’ transactional bank statement.